Lumino Smiles Dental
Can't find an online appointment that works for you? Give our team a call on (03) 9300 1061 for more availabilities!

Insurance Information

Insurance Information

We encourage patients to research their insurance plans with a critical eye as many plans promote the use of certain products or services. Our goal is to provide the best dentistry available, no matter your insurance coverage. If you have questions regarding your specific coverages and expenses you may incur, we welcome you to contact us directly.

We accept:

  • Private health insurance
  • Department of Veterans' Affairs (DVA)
  • Child Dental Benefit Schedule (CDBS)
  • Medicare Bulk Billing
  • Preferred Provider for HCF and CBHS
  • All other health insurance

If you do not have private insurance, you can often save money by paying out of pocket when accounting for the cost of insurance and the gap in coverage. It is important to remember that your dental care is a decision between you and your dentist. We will always discuss all possible treatment options and help you determine additional expenses.

Disclaimer: The information throughout this site is not intended to be taken as medical advice.
Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.