Lumino Smiles Dental

Financial Info

We are here to help you determine the cost of your treatment and any insurance benefits you have. We encourage you to contact us directly with financial-related enquiries. For larger treatment plans, such as orthodontics, we allow for payments during the duration of treatment.

Insurance Information

We encourage patients to research their insurance plans with a critical eye as many plans promote the use of certain products or services. Our goal is to provide the best dentistry available, no matter your insurance coverage. If you have questions regarding your specific coverages and expenses you may incur, we welcome you to contact us directly.

We accept:

  • Private health insurance
  • Department of Veterans' Affairs (DVA)
  • Child Dental Benefit Schedule (CDBS)
  • Medicare Bulk Billing
  • Preferred Provider for HCF
  • All other health insurance

If you do not have private insurance, you can often save money by paying out of pocket when accounting for the cost of insurance and the gap in coverage. It is important to remember that your dental care is a decision between you and your dentist. We will always discuss all possible treatment options and help you determine additional expenses.

Payment Options

We accept the following forms of payment:

  • Cash
  • Visa
  • MasterCard
  • Direct debit
  • Cheque
  • Bank transfer
Disclaimer: The information throughout this site is not intended to be taken as medical advice.
Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.